myLife
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Financial intermediation by myLife

Ing. Zuzana Tvarošková

One plan for all your assets

Mortgage, investments, income protection, and retirement — clearly in one place. With one person who knows your entire story and guides you towards a monthly payout from your assets.

Consultations always free No commitment A reply within 24 hours

Ing. Zuzana Tvarošková
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Under one roof I compare offers from banks and insurers across the market

Allianz MetLife UNIQA Generali Union Colonnade HDI Wüstenrot NN Dôvera Agra poisťovňa Defend Insurance AXA Assistance

How I can help

I look for solutions across the whole market, not inside a single bank or insurer.

Mortgages and consumer loans I will look at your situation, compare options across banks, and help you arrange a mortgage or consumer loan as advantageously and hassle-free as possible.
Life insurance I will set up your insurance to protect you and your family in serious life situations.
Property insurance / Compulsory motor insurance, Casco, real estate / I will check if your property is correctly insured and if the policy would truly help you in case of damage.
Investments We will look at your goals and options and set up investing so that your assets grow in the future.
Retirement / 2nd pillar, 3rd pillar / I will find out how your retirement is set up today and what you can do to create sufficient income for the future and maintain your standard of living.
Financial Plan We will look at your finances as a whole and create a plan so you have reserves, properly set up protection, and gradually achieve your financial goals.

Why it matters

Five products from five people is not a financial plan. It's five commissions.

Nobody sees the whole picture Your mortgage specialist doesn't know about your investments, your insurance agent about your mortgage. Decisions made without context cost you money on both sides.
Money working against itself Are you investing at 7% while simultaneously paying off an expensive consumer loan at 12%? Without an overall view, such absurdities happen commonly.
Goals without a plan remain dreams Homeownership, children's education, retirement income — all are achievable. But not all at once, and not without prioritizing.

About me

I believe that good financial decisions start with understanding. Understanding what's important to you, where you're headed, and what you want to achieve in life. I help connect your goals with your finances so they bring you more security, peace of mind, and freedom. With empathy, I seek solutions that make sense not just on paper, but especially in real life.

Let us meet

Money does not have to be rocket science. It helps to have someone beside you who understands it.

How it works

Five steps that are the same for every client at myLife.

Step 1 of 5 First contact

We get to know each other and I explain what I do.

Run the numbers

I use the rates banks are offering today — from 3,19 % (Prvá stavebná sporiteľňa, a. s., 3-year fixed period). I will prepare exact figures for our meeting.

Prvá stavebná sporiteľňa, a. s. 3,19 % 3r Prima banka Slovensko, a.s. 3,80 % 3r Tatra banka, a.s. 4,09 % 3r Československá obchodná banka, a.s. 4,30 % 3r Všeobecná úverová banka, a.s. 4,49 % 3r UniCredit Bank Czech Republic and Slovakia, a.s. 4,49 % 2r 365.bank, a.s. 4,60 % 3r Slovenská sporiteľňa, a.s. 4,99 % 3r mBank S.A. 4,99 % 3r

The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.

Bank rates valid for 10/2026.

What you would pay each month and how much the loan costs in total.

Loan amount
Repayment period
Fixed period

I fill in the rate from what banks offer for this fixed period today.

I will show you the result as soon as you leave me a contact. Either one will do.

I use figures that apply on the market today. This does not commit you to anything.

Frequently asked questions

How are you different from the financial advisors I meet everywhere?

I only advise on what I can justify with numbers — and you see the entire plan in black and white, including fees. I don't start with a product, but with your map. Products are the last step, not the first.

How much does cooperation cost?

Both the consultation and the asset map are free. Financial institutions pay me a commission when solutions are implemented — and you see all costs for each solution upfront.

I already have existing products. Do I have to cancel them?

No. The map will first show what works and what doesn't. Things that work remain — canceling something just 'to have something new' is precisely the approach I stand against.

Who is this for?

For anyone with an income who wants their money to have a system — from their first job to a family with a mortgage. The sooner assets have a plan, the fewer mistakes need to be corrected later.

How much time will this take?

The initial consultation is 30 minutes, delivering the map takes about an hour. I handle the paperwork implementation. After that, we meet once a year — or when something changes in your life.

Stop collecting products. Start building wealth with a map.

Book a free consultation

I will reply within 24 hours. The consultation is non-binding, and I don't sell anything during it.

Write to me

Leave me your contact details and a short note on what I can help with.

Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.

  • I reply within 24 hours at the latest, usually sooner.
  • We arrange a meeting online or in person, whichever suits you.
  • Consultations are always free — you never pay for them and they commit you to nothing.

Book a meeting

Pick a time that suits you. Where we meet: Pekárska 42 Trnava. It takes 60 minutes.

Pick a time that suits you.

Contact

Get in touch any time — I will reply as soon as I can.

Stay in the loop

Now and then I write about what really changed in mortgages and insurance. No filler, one-click unsubscribe.

I will only use your e-mail for what you signed up for. Every message has an unsubscribe link.

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