myLife
Book a meeting
Financial intermediation by myLife

Ing. Zuzana Tvarošková

One Plan for All Your Assets

Mortgage, investments, income protection, and retirement — clearly in one place. With one person who knows your entire story and guides you towards a regular income, meaning a monthly payout from your assets.

Consultations always free No commitment A reply within 24 hours

Ing. Zuzana Tvarošková
Scroll down

Under one roof I compare offers from banks and insurers across the market

Allianz MetLife UNIQA Generali Union Colonnade HDI Wüstenrot NN Dôvera Agra poisťovňa Defend Insurance AXA Assistance

How I can help

I look for solutions across the whole market, not inside a single bank or insurer.

Mortgages and Consumer Loans I will review your situation, compare options across banks, and help you arrange a mortgage or consumer loan as advantageously and hassle-free as possible.
Life Insurance I will set up your insurance to protect you and your family in serious life situations.
Property Insurance / Compulsory Motor, Casco, Real Estate / I will check if your property is correctly insured and if your policy would truly help you in case of damage.
Investments We will look at your goals and options and set up your investments so that your assets grow in the future.
Retirement / 2nd Pillar, 3rd Pillar / I will find out how your retirement is set up today and what you can do to create sufficient income for the future and maintain your standard of living.
Financial Plan We will look at your finances as a whole and create a plan so you have reserves, properly set up protection, and gradually achieve your financial goals.

Why it matters

Päť produktov od piatich ľudí nie je finančný plán. Je to päť provízií.

Nikto nevidí celok Hypotekár nevie o Vašich investíciách, poisťovák o hypotéke. Rozhodnutia bez súvislostí Vás stoja peniaze na oboch stranách.
Peniaze pracujú proti sebe Investujete na 7 % a zároveň splácate drahý spotrebný úver na 12 %? Bez celkového pohľadu sa takéto nezmysly dejú bežne.
Ciele bez plánu ostávajú snami Vlastné bývanie, vzdelanie detí, renta — všetko sa dá dosiahnuť. Ale nie naraz a nie bez poradia priorít.

About me

I believe that good financial decisions begin with understanding. Understanding what is important to you, where you are headed, and what you want to achieve in life. I help connect your goals with your finances so they bring you more security, peace, and freedom. With empathy, I seek solutions that make sense not only on paper but especially in real life.

Let us meet

Money does not have to be rocket science. It helps to have someone beside you who understands it.

How it works

Five steps that are the same for every client at myLife.

Step 1 of 5 First contact

We get to know each other and I explain what I do.

Run the numbers

I use the rates banks are offering today — from 3,39 % (UniCredit, 3-year fixed period). I will prepare exact figures for our meeting.

UniCredit 3,39 % 3r ČSOB 3,40 % 3r mBank 3,40 % 3r Tatra banka 3,50 % 3r Slovenská sporiteľňa 3,50 % 3r VÚB 3,60 % 3r Prima banka 3,90 % 5r

Discounted rates depend on the banks' product requirements — for example keeping an account, insuring the loan or having your salary paid into the bank. We will go through what makes sense for you.

Rates updated on 24.08.2026.

What you would pay each month and how much the loan costs in total.

Loan amount
Repayment period
Fixed period

I fill in the rate from what banks offer for this fixed period today.

I will show you the result as soon as you leave me a contact. Either one will do.

I use figures that apply on the market today. This does not commit you to anything.

Frequently asked questions

Čím sa líšite od finančných poradcov, ktorých stretávam všade?

Poradím Vám iba to, čo viem obhájiť číslami — a celý plán vidíte čierne na bielom vrátane poplatkov. Nezačínam produktom, ale Vašou mapou. Produkty sú až posledný krok, nie prvý.

Koľko stojí spolupráca?

Konzultácia aj majetková mapa sú bezplatné. Odmenu mi vyplácajú finančné inštitúcie pri realizácii riešení — a všetky náklady každého riešenia vidíte vopred.

Mám už rozbehnuté produkty. Musím ich rušiť?

Nie. Mapa najprv ukáže, čo funguje a čo nie. Fungujúce veci ostávajú — rušiť niečo len preto, „aby bolo nové", je presne ten prístup, proti ktorému stojím.

Pre koho to má zmysel?

Pre každého, kto má príjem a chce, aby jeho peniaze mali systém — od prvej práce po rodinu s hypotékou. Čím skôr má majetok plán, tým menej chýb treba neskôr opravovať.

Koľko času ma to bude stáť?

Úvodná konzultácia 30 minút, odovzdanie mapy zhruba hodinu. Realizáciu papierovania preberám ja. Následne sa vídame raz ročne — alebo keď sa vo Vašom živote niečo zmení.

Prestaňte zbierať produkty. Začnite stavať majetok podľa mapy.

Zavolajte mi

Odpoviem do 24 hodín. Konzultácia je nezáväzná a nič na nej nepredávam.

Write to me

Leave me your contact details and a short note on what I can help with.

Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.

  • I reply within 24 hours at the latest, usually sooner.
  • We arrange a meeting online or in person, whichever suits you.
  • Consultations are always free — you never pay for them and they commit you to nothing.

Book a meeting

Pick a time that suits you. Where we meet: Pekárska 42 Trnava. It takes 60 minutes.

Pick a time that suits you.

Contact

Get in touch any time — I will reply as soon as I can.

UNIVERSAL maklérsky dom a.s.
Book a meeting Zavolať